Medicare supplement plans are healthcare benefits which are intended to supplement the Medicare coverage and which are not part of the original Medicare program. Medicare Supplement Plan will cover items which are not provided by the Medicare program. Medicare Supplement Plans can be bought by individuals as an individual health care insurance plan or together with Medicare Part A and B. Medicare Supplement Plans are not subject to Medicare Parts A or B, and therefore there are no premiums associated with them. Medicare Supplement Plans cannot be mixed with Medicare Parts A and B. Click here – mymedicaresupplementplan.org
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Medicare Supplement Plans can also be purchased by the government through the Medicare Part A and B Insurance Companies. Medicare Supplement Plan benefits are not available in areas of specialty care. Medicare supplement plans provide coverage for some items which are not offered through Medicare Parts A and B. For example, there are specialized prescription drugs which are not offered through Medicare Parts A and B, and Medicare supplement plans do not cover some routine doctor visits. Medicare supplement plans are normally selected based on information about the individual’s needs, the age at which the individual starts and stops working, his current health condition, his risk factors, and the expected outcomes of those medical treatments.
Although Medicare supplement plans are typically less expensive than Medicare Parts A and B, there are some exceptions. It is important to carefully compare Medicare supplement plans and choose the one that best meets your needs. Medicare is a compromise between what type of healthcare coverage you can afford and the healthcare needs you have. Each year Medicare costs start to go up, so it is very important to have any information you can to help you make the right decisions about Medicare.